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Joined 3 years ago
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Cake day: July 2nd, 2023

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  • Everyone is doing a terrible job of explaining, but they’re right.

    Gravity, 1G, is described on terms of an acceleration. 9.81m/s2.

    What is an acceleration? Is is the rate of change of a velocity. If a velocity changes slowly, it means the acceleration is low. If the velocity changes quickly, the acceleration is high.

    Now, imagining a record player. Or cd player. Or your spinning wheel of choice:

    You know that points farther away from the center are moving faster in absolute terms compared to points closer to the center.

    Because the points farther from the center have a larger velocity, that means after some rotation, the total change of velocity for the outer points must be larger than the change of velocity for inner points. So, points farther away must have greater acceleration.

    So, the apparent acceleration changes according to how far things are from the center point. This is why it really isn’t the case that it would be 1G everywhere. 1G is a specific acceleration, if if we’ve established that acceleration isn’t constant across the radius, then it can be 1 G only at one spot, not all.







  • I live in Canada, so things get a lot less complicated around medical bills, specifically.

    Where things get really dicey, money-wise is around if you can’t work due to injury.

    I think the minimum personal liability you have to carry is a million, but it’s pretty common to have 2 million.

    Even at that, IMO it’s still not really enough. If you mashed someone up so bad they can’t work anymore, even a full unadulterated 2 million isn’t going to square a lifetime of lost income.

    I’m not coming out here to say Insurance is great. Just that if we’re going to talk about the issues. I just think we owe it to ourselves to understand it well enough to have clear critism based on reality. I was concerned that some of the previous posts weren’t communicating reality clearly (possibly more to do with my own reading as opposed to thier writing).


  • I’m not sure if either of your points are quite right.

    The first is that auto insurers aggressively fight suits. I think they’re generally settled quickly. Lawyers are brutally expensive, a sustained fight very quickly becomes more expensive than a payout.

    The second is the notion that an individuals lifetime premium payments are capping the injury payout in order for an insurer to stay in the black. That isn’t the gamble insurers are making. Their bet is that MOST of thier drivers won’t end up with a massive liability, which is why they can payout an individual liability far in excess of that person’s lifetime payments and still stay comfortably in profit.